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1. Acceptance of Terms

By accessing and using the Mudra Junction website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

2. Loan Application and Eligibility

2.1. You must be at least 18 years of age to apply for any loan product through our platform.

2.2. All information provided in loan applications must be accurate, complete, and truthful.

2.3. Mudra Junction reserves the right to verify any information provided and reject applications that contain false or misleading information.

2.4. Loan approval is subject to credit assessment and underwriting criteria of respective financial institutions.

3. Interest Rates and Charges

3.1. Interest rates are determined by the lending partners and may vary based on credit profile, loan amount, and tenure.

3.2. All applicable charges, including processing fees, prepayment charges, and late payment penalties, will be disclosed before loan disbursement.

3.3. Mudra Junction is a loan facilitator and does not directly lend money. Final terms are subject to lender's approval.

4. Documentation and Verification

4.1. You agree to provide all necessary documents as requested by Mudra Junction or its lending partners.

4.2. Documents may include but are not limited to: identity proof, address proof, income proof, bank statements, and property documents.

4.3. You authorize Mudra Junction to verify documents through third-party agencies if required.

5. Privacy and Data Protection

5.1. Your personal information will be handled as per our Privacy Policy.

5.2. You consent to receiving communications via phone, email, or SMS regarding your loan application.

5.3. Mudra Junction may share your information with lending partners and credit bureaus as necessary for loan processing.

6. Customer Responsibilities

6.1. You are responsible for maintaining the confidentiality of your account information.

6.2. You agree to notify Mudra Junction immediately of any unauthorized use of your information.

6.3. You are responsible for all activities that occur under your account.

7. Limitation of Liability

7.1. Mudra Junction acts as an intermediary and is not liable for any decisions made by lending partners.

7.2. We do not guarantee loan approval or specific interest rates.

7.3. In no event shall Mudra Junction be liable for any indirect, incidental, or consequential damages.

8. Modifications to Terms

8.1. Mudra Junction reserves the right to modify these terms at any time without prior notice.

8.2. Continued use of our services after changes constitutes acceptance of modified terms.

9. Governing Law

9.1. These terms shall be governed by and construed in accordance with the laws of India.

9.2. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of courts in Lucknow, Uttar Pradesh.

10. Contact Information

For any questions regarding these Terms and Conditions, please contact us at:

Email: legal@mudrajunction.com

Phone: +91 91514 88826

Address: Plot No. D/274, Vibhuti Khand, Gomti Nagar, Lucknow - 226010